The book "Impact of Emerging Financial Holding Company Model on Small Business B" by Cosmas Asogwa provides a comprehensive analysis of the changing structure of the banking sector and the effects of diversification strategies on small businesses. At a time when regulators are urging banks to diversify into non-banking-related business activities, the work highlights the potential advantages and disadvantages of these developments. It examines how banks can benefit from economies of scale and gain easier access to capital markets through diversification. At the same time, it addresses the uncertainty surrounding the long-term consequences of these strategies, particularly concerning consumer protection and the stability of the financial system. The book offers valuable insights into the dynamics of banking conglomerates, especially in emerging economies, and discusses the challenges associated with the perception of banks as "Too Big To Fail.".