Hi
You can't buy dji care on the dji homepage if you select switzerland as your country. Dji support told me that dji care is not available in switzerland.
I don't know if digitec offers anything in this direction.
But since you need liability insurance to operate a drone anyway, you can check with your (or another) insurance company to see if and how such damage or loss is covered by homeowner's, theft or "valuable items" insurance.
It may be cheaper or better than dji care.

How about checking your private insurance? Maybe you can insure several things at the same time, such as DIsplay breaks, etc. Sometimes the solution is right in front of you, you just don't see it.