The scope of benefits from the statutory pension insurance will decrease in the future. Therefore, it is important to make additional provisions for retirement. A significant component of this can be state funding. However, one should not enter into a contract solely because of the state bonus; rather, there are several important points to consider. This book scientifically and objectively examines the existing regulations, in contrast to standard advisory guides. Additionally, illustrative case studies assist in deciding whether and what type of funding is beneficial when saving for retirement. The book is primarily aimed at interested consumers, but also at financial service providers and their associations.