"Internet Banking in Sweden" is a comprehensive study that addresses the growing importance of internet banking as a service channel for banks and their customers. This research analyzes the prevalence and usage of internet banking in Sweden and examines the associated value creation processes for both banks and customers. By collecting and evaluating relevant data, the high acceptance rate of internet banking in Sweden is demonstrated. Additionally, the benefits that both banks and customers derive from using this technology are detailed. The results of this study provide valuable insights into the dynamics of digital banking and its impact on the financial services industry in Sweden.