No, I have no problems with coil whine so far. I hear a slight coil whine - much quieter than that of the PS5. Try undervolting - there are good instructions on YT.

For me, it has only just started after a few weeks of use. It's annoying.

I don't really want undervolting. If I buy an OC TI card, I also want to be able to use the power for my 4k monitor :(

I also have very clear and annoying reel whine. Limiting the FPS does nothing for me because the card is always heavily loaded at my preferred resolution (4K). Undervolting also brings very little.