In light of the MaRisk and Basel I III guidelines, credit institutions in Europe, particularly in Germany, face additional challenges in lending. On one hand, there are new regulations regarding equity capital requirements, and on the other hand, a multitude of conditions must be established for lending. One challenge and requirement is that banks must grant loans in accordance with the associated risks and therefore incorporate this risk into the pricing as an interest rate. This specialized book aims to provide an overview of the topic of risk-adjusted pricing of loans. It explains terminology and presents various models and approaches. Overall, the book emphasizes clear representation through examples. It is intended as introductory literature on the topic of risk-adjusted pricing and offers an overview for professionals in the field of lending.