Equipped with many practical tips, graphics, and checklists, this book serves as a personal wealth advisor for the third stage of life. The authors have summarized their experiences from years of professional practice in a clear and concise manner. In addition to their consulting work, they regularly publish specialist articles, conduct seminars, and have released other book titles. Their wealth center provides competent and independent assistance to individuals. The core competencies focus on integrated retirement planning, comprehensive wealth consulting, and personalized asset management.