Applicability of the Media Services State Treaty or is it a matter of broadcasting, leading to the application of the broadcasting laws of the federal states? The second section addresses "Legal Transactions on the Internet." Initially, Chapter 3 covers "Contract Formation on the Internet" under German law. Chapters 15 ("Electronic Commerce on the Internet") and 16 ("Legal Issues of Internet Distribution of Insurance Services") already anticipate the European regulations on this matter, particularly from the perspective of consumer protection. Furthermore, it should be noted that business transactions conducted over the Internet receive additional support through the possibility of processing "Payment Transactions on the Internet." The numerous legal issues that arise from the use of cyber money, etc., are addressed in Chapter 4. Chapter 5 then continues.