Rafiki, the man with the guitar, is known by everyone in Nanyuki. Always friendly, always cheerful, and always short on cash, he wanders through the dilapidated streets of the town. He would be a happy man if his wife Sweettea hadn't put a gun to his chest: if he doesn't finally earn the money for their daughter's education, she will leave the house with everything in it. Rafiki, who can live well without money but not without Sweettea, must act quickly and decides to carry out an armed robbery on the installment shop owned by brothers Manu and Manish Patel. However, their cash register is also empty because customers buy their televisions, refrigerators, and radios but never pay the installments. Touched by the plight of the bankrupt Indians, Rafiki makes a decision: he will personally collect the money or retrieve the goods. For the Patel brothers, for Sweettea, for the Mo.