Private finances encompass all income and expenses of a household that must be balanced, always considering individual life circumstances and desires. Financial basic security, social security, and tax issues hold particular importance. The practical handbook aims not to convey secret knowledge but to present the comprehensive knowledge gained from years of consulting and life experience in a way that provides indispensable practical benefits for various financial and life areas. The first part offers you the fundamentals for a quick overview. Checklists and a list of important addresses enhance the practical relevance. The extensive glossary further answers all questions that arise during the planning and execution of your financial transactions.