Disability insurance, retirement, wealth accumulation - perfect protection requires forward-thinking planning and must be tailored to you. Insurance brokers often overwhelm their clients with information without explaining the underlying principles. Perhaps you've experienced this yourself - or you fear this scenario and haven't yet reached out to an expert. With 'Smart Insurance', I empower you to engage with your broker on equal footing. You will receive a concrete roadmap to guide you, ensuring that you place yourself in the hands of competent brokers. This book is specifically aimed at career starters and established employees who seek exactly this.