The statutory pension is no longer sufficient! Private retirement planning is more important than ever. In recent years, there has been a lot of development in this area: Nowadays, there is an enormous variety of options and products, making it easy to lose track. This book provides an overview of the most important retirement systems and offers the reader useful practical tips on how to prepare for their own retirement step by step. In particular, the concrete calculations and practical examples assist in the decision-making process. This book combines a systematic approach to retirement planning with the author's years of practical experience, creating a valuable and understandable practical guide. From the actual needs assessment to the various systems of state-supported retirement planning, as well as real estate and investment products.