Wake up and rethink your finances! This book aims to shake you awake so that more people become aware of their current financial situation and recognize the seriousness of our future societal development. Many people go about their daily work without realizing how dependent their entire lives are on their employer's income. Even those who can secure their employment into old age rarely become wealthy and financially independent through their employer's earnings. Without extensive private savings beforehand, many retirees face the threat of old-age poverty, as demographic changes in Germany will inevitably lead to drastic cuts in social benefits in the future. In many cases, however, unemployment threatens as early as the age of 50, as a result of fierce competition in a globalized world.